The Top 10 Best Credit Cards of 2017

19 Jan    Cash Back, Credit Cards

 

1.)Chase Freedom Unlimited℠

Great For: Earning cash back rewards

  • Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash – any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0%* intro 15.49% – 24.24%* 0%* intro 15.49% – 24.24%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A

2.)Capital One® VentureOne® Rewards Credit Card

Great For: Travel rewards with no foreign transaction fees.

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.49%-22.49% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
for 12 months N/A
0%* 12.49% – 22.49%* N/A 12.49% – 22.49%* $0 697
Variable Variable Typical Low: 651
Typical High: 764

3.)BankAmericard Cash Rewards™ Credit Card

Great For: Easy cash back rewards with no rotating categories.

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% – 23.49% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% – 75%.
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Billing Cycles 12 Billing Cycles
0% intro 13.49% – 23.49%* 0% intro 13.49% – 23.49%* $0 675
Variable on qualifying transfers Variable Typical Low: 629
Typical High: 789

4.)Citi® Diamond Preferred® Card

Great For: Personalized concierge services and deals on entertainment.

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.49%-22.49% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
21 Months* 21 Months*
0%* 12.49% – 22.49%* 0%* 12.49% – 22.49%* $0* 727
Variable Variable Typical Low: 667
Typical High: 798

5.)Chase Slate®

Great For: Savings on balance transfers

  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR – Paying late won’t raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0%* intro 15.49% – 24.24%* 0%* intro 15.49% – 24.24%* $0 672
Variable Variable Typical Low: 621
Typical High: 767

6.)Wells Fargo Cash Wise Visa® Credit Card

Earning cash back on every purchase

  • NEW: Earn $150 cash rewards bonus after spending $1,000 in net purchases in the first 3 months
  • Earn unlimited 1.5% cash rewards on everyday net purchases
  • Enjoy 1.8% cash rewards on Android Pay™ or Apple Pay™ mobile wallet net purchases during the first 12 months from account opening
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 13.49%-25.49%
  • No category restrictions or quarterly sign ups and cash rewards don’t expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Credit Card
  • No annual fee
  • Select “Apply Now” to learn more about the product features, terms, and conditions
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Months 12 Months
0% 13.49% – 25.49%* 0% 13.49% – 25.49%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A

7.)Chase Sapphire Preferred® Card

Great For: Travel rewards and direct access to live customer service.

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption – Kiplinger’s Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
N/A N/A
N/A 16.49% – 23.49%* N/A 16.49% – 23.49%* Introductory Annual Fee of $0 the first year, then $95 736
Variable Variable Typical Low: 646
Typical High: 808

8.)Capital One® Quicksilver® Cash Rewards Credit Card

Great For: Cash back with customized ways to redeem your rewards.

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.49%-23.49% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.49%-23.49% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
9 months 9 months
0%* 13.49% – 23.49%* 0%* 13.49% – 23.49%* $0 721
Variable Variable Typical Low: 658
Typical High: 805

9.)Capital One® Platinum Credit Card

Great For: No Transfer Fee

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee – and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
N/A N/A
N/A 24.99%* N/A 24.99%* $0 609
Variable Variable Typical Low: 523
Typical High: 655

10.)Chase Freedom®

Great For: Cash back in a variety of revolving categories.

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases – it’s automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
See Offer Details
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0%* intro 15.49% – 24.24%* 0%* intro 15.49% – 24.24%* $0 683
Variable Variable Typical Low: 633
Typical High: 758
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